- Credit Card fraud (26%):
Credit card fraud can occur when someone acquires
your credit card number and uses it to make
a purchase.
- Utilities fraud (18%):
Utilities are opened using the name of a child
or someone who does not live at the residence.
Parents desperate for water, gas, and electricity
will use their child’s clean credit report to
be approved for utilities.
- Bank fraud (17%): There
are many forms of bank fraud, including check
theft, changing the amount on a check, and ATM
pass code theft.
- Employment fraud (12%):
Employment fraud occurs when someone without
a valid Social Security number borrows someone
else’s to obtain a job.
- Loan fraud (5%): Loan fraud
occurs when someone applies for a loan in your
name. This can occur even if the Social Security
number does not match the name exactly.
- Government fraud (9%):
This type of fraud includes tax, Social Security,
and driver license fraud.
- Other (13%): This would
include legal services, such as setting up a
corporation or trust, use of an identity to
hide bad history, etc.
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